POLICYHOLDERS IN CHRISTIAN COUNTY, ILLINOIS

Pekin Insurance is responding to the needs of its policyholders and the requests of the Illinois Department of Insurance in the administration of all insurance policies as a result of the recent storm disaster in Christian County. Effective immediately, the following guidelines govern treatment of all consumers affected by the disaster residing in or who have property located in or around Christian Country. 

Moratorium on cancellations and nonrenewals.

Pekin Insurance will withdraw any cancellation or nonrenewal notice issued on or after November 23, 2018, on any in-force policy issued to an affected policyholder and/or property.  In addition, we will not issue any new cancellation or nonrenewal notices to affected policyholders and/or property until January 23, 2019, or a later time if deemed reasonable given an individual consumer's circumstance.

Other insurance-related time period extensions.

We will grant to affected policyholders an extension of any and all policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act, including the submission of a claim or proof of loss, reporting of information, submission of bills, or payment of funds. Such extension shall be for a minimum of 60 days from the last date allowed or required under the terms of the contract or allowed or required by the insurer, or longer if deemed reasonable given an individual consumer's circumstance.

Time period extension for repairs.

In the event repairs on affected property cannot be completed within the time period required under any policy, or within the 90 day time period for repairs prior to termination due to condition of the property [215 ILCS 5/143.27], we shall provide consumers with an extension of not less than 60 days to make such repairs.

Cancellation or nonrenewal respecting affected property.

Although otherwise allowed under Illinois law, we will refrain from canceling or nonrenewing insurance policies respecting affected property due to “increase in the risk originally accepted” [215 ILCS 5/143.21 and 143.21.1] or due to the geographic location of the risk [215 ILCS 5/155.22].

Availability of the Illinois Department of Insurance.

Should you need to file a complaint with the Department of Insurance, you may do so on their complaint hotline at 1-866-445-5364, or file a complaint online at https://mc.insurance.illinois.gov/messagecenter.nsf.

Pekin Insurance, 2505 Court Street, Pekin, Illinois, 61558, 800-322-0160